Overall Score
12

Not there yet

Your financial decisions are not helping you to achieve financial security. A well developed financial plan can help you to get some direction and improve your financial position. We hope that our discussion today will help you to make some of these necessary improvements.

Personal Finances
3

A successful financial plan, starts with a good budget. Think of your budget as a tool that will help you gain control over your money and achieve your financial goals. By adopting a positive mindset towards budgeting and staying motivated, you can be well on your way to achieving financial security.

Personal Risk
4

Covering yourself and your family against unforeseen life events is important to avoid a detrimental financial loss. Make sure that you are not exposed to major risks that can leave you financially vulnerable.

Retirement
4

It seems like saving for your retirement is not taking priority in your financial plan. Use the power of compound interest to your advantage, and make sure that you know how much you need to save, to retire at your desired retirement age.

Investments
1

We talked about the importance of investment goals and how it impacts the decision of what type of investment to invest in. An investment plan can help you to understand how your financial decision affects other areas of your finances and life goals. Think about what you want to acheive and whether your financial decisions are in line with this.

Estate Planning
0

You should consider drafting a new Will. A clear and well written Will can ensure that your assets and personal possessions are divided up according to your wishes and avoid any unneccessary family arguments over your estate.

Overall Score
35

Getting there

Your financial plan needs some work, but with a few adjustments, you can be well on your way to financial security. Look at the categories where you scored the lowest and prioritise these first.

Personal Finances
7
Personal Risk
10
Retirement
3

It seems like saving for your retirement is not taking priority in your financial plan. Use the power of compound interest to your advantage, and make sure that you know how much you need to save, to retire at your desired retirement age.

Investments
15
Estate Planning
0

You should consider drafting a new Will. A clear and well written Will can ensure that your assets and personal possessions are divided up according to your wishes and avoid any unneccessary family arguments over your estate.

Overall Score
45

Getting there

Your financial plan needs some work, but with a few adjustments, you can be well on your way to financial security. Look at the categories where you scored the lowest and prioritise these first.

Personal Finances
7
Personal Risk
16
Retirement
8

It seems like saving for your retirement is not taking priority in your financial plan. Use the power of compound interest to your advantage, and make sure that you know how much you need to save, to retire at your desired retirement age.

Investments
9
Estate Planning
5
Overall Score
40

Getting there

Your financial plan needs some work, but with a few adjustments, you can be well on your way to financial security. Look at the categories where you scored the lowest and prioritise these first.

Personal Finances
8
Personal Risk
10
Retirement
12

It seems like saving for your retirement is not taking priority in your financial plan. Use the power of compound interest to your advantage, and make sure that you know how much you need to save, to retire at your desired retirement age.

Investments
10
Estate Planning
0

You should consider drafting a new Will. A clear and well written Will can ensure that your assets and personal possessions are divided up according to your wishes and avoid any unneccessary family arguments over your estate.

Overall Score
36

Getting there

Your financial plan needs some work, but with a few adjustments, you can be well on your way to financial security. Look at the categories where you scored the lowest and prioritise these first.

Personal Finances
9
Personal Risk
18
Retirement
0

It seems like saving for your retirement is not taking priority in your financial plan. Use the power of compound interest to your advantage, and make sure that you know how much you need to save, to retire at your desired retirement age.

Investments
9
Estate Planning
0

You should consider drafting a new Will. A clear and well written Will can ensure that your assets and personal possessions are divided up according to your wishes and avoid any unneccessary family arguments over your estate.

Overall Score
55

On track

Well done! You are well on track to achieving financial security. Make sure to review your financial plan regularly to keep it up to date with changes in your life.

Personal Finances
7
Personal Risk
16
Retirement
12

It seems like saving for your retirement is not taking priority in your financial plan. Use the power of compound interest to your advantage, and make sure that you know how much you need to save, to retire at your desired retirement age.

Investments
15
Estate Planning
5
Overall Score
70

On track

Well done! You are well on track to achieving financial security. Make sure to review your financial plan regularly to keep it up to date with changes in your life.

Personal Finances
15
Personal Risk
17
Retirement
18
Investments
15
Estate Planning
5
Overall Score
59

On track

Well done! You are well on track to achieving financial security. Make sure to review your financial plan regularly to keep it up to date with changes in your life.

Personal Finances
15
Personal Risk
12
Retirement
16
Investments
11
Estate Planning
5
Overall Score
69

On track

Well done! You are well on track to achieving financial security. Make sure to review your financial plan regularly to keep it up to date with changes in your life.

Personal Finances
15
Personal Risk
16
Retirement
18
Investments
15
Estate Planning
5
Overall Score
69

On track

Well done! You are well on track to achieving financial security. Make sure to review your financial plan regularly to keep it up to date with changes in your life.

Personal Finances
15
Personal Risk
16
Retirement
18
Investments
15
Estate Planning
5
Overall Score
52

Getting there

Your financial plan needs some work, but with a few adjustments, you can be well on your way to financial security. Look at the categories where you scored the lowest and prioritise these first.

Personal Finances
15
Personal Risk
11
Retirement
14

It seems like saving for your retirement is not taking priority in your financial plan. Use the power of compound interest to your advantage, and make sure that you know how much you need to save, to retire at your desired retirement age.

Investments
9
Estate Planning
3

You should consider drafting a new Will. A clear and well written Will can ensure that your assets and personal possessions are divided up according to your wishes and avoid any unneccessary family arguments over your estate.

Overall Score
60

On track

Well done! You are well on track to achieving financial security. Make sure to review your financial plan regularly to keep it up to date with changes in your life.

Personal Finances
13
Personal Risk
18
Retirement
14

It seems like saving for your retirement is not taking priority in your financial plan. Use the power of compound interest to your advantage, and make sure that you know how much you need to save, to retire at your desired retirement age.

Investments
10
Estate Planning
5
Overall Score
29

Getting there

Your financial plan needs some work, but with a few adjustments, you can be well on your way to financial security. Look at the categories where you scored the lowest and prioritise these first.

Personal Finances
6
Personal Risk
5

Covering yourself and your family against unforeseen life events is important to avoid a detrimental financial loss. Make sure that you are not exposed to major risks that can leave you financially vulnerable.

Retirement
13

It seems like saving for your retirement is not taking priority in your financial plan. Use the power of compound interest to your advantage, and make sure that you know how much you need to save, to retire at your desired retirement age.

Investments
5

We talked about the importance of investment goals and how it impacts the decision of what type of investment to invest in. An investment plan can help you to understand how your financial decision affects other areas of your finances and life goals. Think about what you want to acheive and whether your financial decisions are in line with this.

Estate Planning
0

You should consider drafting a new Will. A clear and well written Will can ensure that your assets and personal possessions are divided up according to your wishes and avoid any unneccessary family arguments over your estate.

Overall Score
59

On track

Well done! You are well on track to achieving financial security. Make sure to review your financial plan regularly to keep it up to date with changes in your life.

Personal Finances
15
Personal Risk
10
Retirement
16
Investments
15
Estate Planning
3

You should consider drafting a new Will. A clear and well written Will can ensure that your assets and personal possessions are divided up according to your wishes and avoid any unneccessary family arguments over your estate.

Overall Score
51

Getting there

Your financial plan needs some work, but with a few adjustments, you can be well on your way to financial security. Look at the categories where you scored the lowest and prioritise these first.

Personal Finances
7
Personal Risk
15
Retirement
16
Investments
13
Estate Planning
0

You should consider drafting a new Will. A clear and well written Will can ensure that your assets and personal possessions are divided up according to your wishes and avoid any unneccessary family arguments over your estate.

Overall Score
69

On track

Well done! You are well on track to achieving financial security. Make sure to review your financial plan regularly to keep it up to date with changes in your life.

Personal Finances
15
Personal Risk
16
Retirement
18
Investments
15
Estate Planning
5
Overall Score
69

On track

Well done! You are well on track to achieving financial security. Make sure to review your financial plan regularly to keep it up to date with changes in your life.

Personal Finances
15
Personal Risk
16
Retirement
18
Investments
15
Estate Planning
5
Overall Score
69

On track

Well done! You are well on track to achieving financial security. Make sure to review your financial plan regularly to keep it up to date with changes in your life.

Personal Finances
15
Personal Risk
16
Retirement
18
Investments
15
Estate Planning
5
Overall Score
66

On track

Well done! You are well on track to achieving financial security. Make sure to review your financial plan regularly to keep it up to date with changes in your life.

Personal Finances
15
Personal Risk
13
Retirement
18
Investments
15
Estate Planning
5
Overall Score
39

Getting there

Your financial plan needs some work, but with a few adjustments, you can be well on your way to financial security. Look at the categories where you scored the lowest and prioritise these first.

Personal Finances
13
Personal Risk
9
Retirement
8

It seems like saving for your retirement is not taking priority in your financial plan. Use the power of compound interest to your advantage, and make sure that you know how much you need to save, to retire at your desired retirement age.

Investments
9
Estate Planning
0

You should consider drafting a new Will. A clear and well written Will can ensure that your assets and personal possessions are divided up according to your wishes and avoid any unneccessary family arguments over your estate.

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